Apply For The Home Repair Program
Live Safely. Build Stability.
Applications Currently Closed
We only open applications 1-2 times per year, and this application takes time. Please join our email list so that you can be notified of the next application cycle.
This program helps low‑ to moderate‑income homeowners in Kosciusko County make critical, non‑emergency repairs to their primary residence. Our goal is to help homeowners stay in their home for the long-term and to keep their home healthy, safe, and affordable.
Each participant in this program will have to attend financial literacy classes, complete 20 volunteer hours with Habitat, and help pay a portion of the repair cost through an affordable, 0% interest loan with Habitat.
Application Program Steps
Step 1
Apply
This step takes about one month as we review your financial and housing situation to determine eligibility, prioritizing those with the greatest repair needs.
Step 2
Orientation
Once approved, you’ll meet with our team to review program details, expectations, and next steps.
Step 3
Invested Equity + Classes
Each family completes up to 20 hours of invested equity through classes and volunteer work, with accommodations available if needed.
Step 4
Construction
After a contractor is selected and funding is secured, repairs are scheduled—typically within 3–6 months—based on program progress.
Step 5
Repair Completion & Loan
We guide you through the repair process and any loan details to ensure the work is completed well and payments remain affordable.
What To Expect
Our application process is designed to match us with individuals who are set up to succeed in our programs. We walk you through each step, so you always know what to expect along the way.
You submit your application online
Our team reviews your information carefully
We may request additional documentation
You complete interviews or home assessments
We notify you of your status and next steps
Home Repair Program Application
Our Home Repair Program helps homeowners complete critical repairs that improve safety, accessibility, and quality of life. We focus on projects that create lasting impact, not temporary fixes.
Why Apply For Our Home Repair Program?
Applying for our Home Repair Program gives low- to moderate-income homeowners in Kosciusko County access to support for essential, non-emergency repairs that keep their homes safe, healthy, and affordable.
Participants Can
Gain valuable financial education
Contribute to their community through volunteer work
Benefit from an affordable 0% interest loan to cover repair costs
Build homes. Build hope.
Your Support Makes Homeownership Possible
It takes a community to build a home. When you give, volunteer, shop at the ReStore, or sponsor a build, you help create stability for families who are ready to work for it.
Step in and be part of something that lasts.